Miscellaneous Fees and Services

MISCELLANEOUS FEES

The following fees apply to all of your accounts with us:

• 3 Check Images From Previous 2 Statements----Free
• Account Research & Checkbook Reconciliation---$5.00 min; $25.00/hour & $.25/copy
• ATM/Debit Cards - Replacement Card ---$10.00
• ATM/Debit Cards - Replacement Pin ---$5.00
• ATM Withdrawal at Non-Proprietary Terminal ---$1.00
• ATM Balance Inquiry at Non-Proprietary Terminal ---$.50
• ATM Transfer of Funds at Non-Proprietary Terminal --- $.50
• Bank Generated Debits (Verification of Customer Records)---$10.00
• Bank Generated Debits (Automatic Transfers)---$1.00
• Bank Generated Debits (Deposit Return Item Charge)---$2.00
• Bank Generated Debits (Garnishments)---Greater of 2% or $8.00
• Bank Generated Debits (Tax Levies)---$20.00
• Bank Generated Debits (Telephone Transfers Less than $500.00)---$2.00
• Cashier's Check---$15.00
• Check Cashing (up to $1000.00)---$5.00
• Check Cashing (Over $1000.00)---1% of Check Amount
• Check Cashing (Phone Verification)---$5.00 Plus Check Cashing Charge
• Coin Counting (Non-Customer)-Mixed Coins---$.50/Per 100 Coins
• Coin Counting (Non-Customer)-Single Coins---$.10/per 100 Coins
• Collection Fee (Non Cash Items)---$10.00
• Collection Fee (Photocopies)---$.25
• Collection Fee (Safekeeping Note Payments)---$125.00 Per Year
• Deposit Item Return Charge---$2.00
• Dormant Account Statement (Monthly Maintenance Charge)---$10.00
• Fax Service (Receive)---$1.00 Per Page
• Fax Service (Transmit)---$2.50 Plus $1.00 Per Page
• Monthly Amoritization Schedule---$10.00
• Notary Service---$2.00
• Official Check---$2.00 Minimum/$5.00 Maximum/$.50 per $100.00
• Overdraft Charge---$15.00
• Personal Money Orders---$1.00
• Personalized Checks---Price Varies
• Record Retrieval (Archived Records)---$10.00 Minimum; $25.00/hour; $.25/copy
• Record Retrieval (Printout of Current Bank Record)---$1.00
• Record Retrieval & Transmit of Current Bank Record---$5.00 plus $1.00 per page (Fax or Otherwise)
• Return Check Charge---$15.00
• Safe Deposit Box (3 X 10)---$25.00 Annually
• Safe Deposit Box (3 X 5)---$15.00 Annually
• Safe Deposit Box (5 X 10)---$40.00 Annually
• Safe Deposit Box Forced Entry---$100.00 Minimum
• Safe Deposit Box (Late Payment)---$5.00
• Safe Deposit Box (Lost Keys)---$10.00
• Stop Payment---$10.00
• Telephone Transfers (Less than $500)---$2.00
• Temporary Checks (24 Checks & 4 Deposit Slips)---$2.00
• Wire Transfers (Incoming)---$7.50
• Wire Transfers (Outgoing)---$15.00
• Wire Transfers (International)---$60.00

The following fees apply to use of Bill Pay services:

• Written Correspondence to "Payee" --- $10.00
• Per Proof of Payment not Necessitated by a Dispute --- $10.00
• Payments Returned Due to Customer Error --- $5.00
• Reinstate fee --- $50.00
• Cancellation Fee --- $10.00
• ACH Return Fee --- $10.00
• Express Mail Correspondence --- $14.95
• Overdraft Fee --- $10.00
• Overnight Fee --- $14.95
• 2nd Day Fee --- $9.95
• Charitable Donations --- $1.99
• Gift Pay --- $2.99

MISCELLANEOUS SERVICES

1. Internet Banking
2. Bill Pay
3. Telephone Banking
4. ATMs
5. Shazam Privileged Status ATM Network (3000+ ATMs in 29 states available with no surcharge fee)
6. Merchant Card Services
7. Image Statements
8. Direct Deposit
9. Direct Debit
10. Night Depository
11. Bank by Mail
12. Stop Payment Orders
13. Wire Transfers
14. Cashier Checks
15. Money Orders
16. Notary
17. Credit Card Cash Advances
18. Gift Collectible Coin Sets
19. Corporate ACH Origination
20. Accidental Death & Dismemberment Insurance