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Security Bank of Southwest Missouri

Certificate of Deposits

6 Month ................... Interest Rate 0.40% ...... APY 0.40% 
1 Year .................... Interest Rate 0.60% ...... APY 0.60% 
2 Year .................... Interest Rate 0.70% ...... APY 0.70% 
3 Year .................... Interest Rate 1.00% ...... APY 1.00% 
4 Year .................... Interest Rate 1.20% ...... APY 1.21% 
5 Year .................... Interest Rate 1.40% ...... APY 1.41% 
Mark to Market ............ Interest Rate 0.70% ...... APY 0.70% 

Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.

Checking and Savings Rates

Savings ................... Interest Rate 0.30% ...... APY 0.30% 
Now Account ............... Interest Rate 0.30% ...... APY 0.30% 
Money Market .............. Interest Rate 0.30% ...... APY 0.30%.....Bal      0.00 to  4,999.99
                            Interest Rate 0.40% ...... APY 0.40%.....Bal  5,000.00 to 24,999.99
                            Interest Rate 0.45% ...... APY 0.45%.....Bal 25,000.00 and above
Senior Security ........... Interest Rate 0.30% ...... APY 0.30% 
Business Now .............. Interest Rate 0.30% ...... APY 0.30% 
Premium Business Now ...... Interest Rate 0.35% ...... APY 0.35%
 

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE

 COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

 

By operation of federal law, beginning January 1, 2013 funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000.00), for each deposit  insurance ownership category. 

 

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.

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